Payment Policy

At XT & Co, we are committed to providing a secure, convenient, and transparent payment experience for all customers. This Payment Policy outlines the accepted payment methods and terms when making a purchase on our website.

1. Accepted Payment Methods

We accept a range of trusted and secure payment options, including:

• Major Credit & Debit Cards: American Express, Mastercard, Maestro, UnionPay

• Digital Wallets: Apple Pay, Google Pay, Shop Pay

• Buy Now, Pay Later: Klarna (where available)

• Local Payment Method: Bancontact

All payments are processed securely through encrypted payment gateways.

2. Currency

All prices displayed on our website are shown in the currency indicated at checkout. The final transaction amount will be charged in the selected or default store currency.

If you are purchasing from outside the billing currency region, your bank or card provider may convert the amount using their exchange rate. Any foreign transaction or conversion fees are the responsibility of the customer.

3. Payment Processing

Payment must be completed in full at the time of purchase.

By placing an order, you authorize XT & Co to charge your selected payment method for the total amount, including:

• Product price

• Applicable taxes (if required)

• Shipping fees

Once your payment is successfully processed, you will receive an order confirmation email.

4. Payment Security

Your security is our top priority.

• All transactions are protected using SSL (Secure Socket Layer) encryption

• Payments are processed through PCI-DSS compliant payment providers

• XT & Co does not store your full card details on its servers

• Sensitive payment information is handled securely by trusted third-party processors

5. Pricing, Taxes, and Shipping Fees

• Prices include applicable taxes where required by law

• Shipping costs are calculated at checkout based on destination and shipping method

• International customers may be responsible for customs duties, import taxes, or additional fees imposed by local authorities

These charges are not included in product or shipping prices and are the responsibility of the customer.

6. Failed or Declined Payments

If a payment fails due to incorrect details, insufficient funds, or authorization issues:

• The order will not be processed

• You may retry using the same or a different payment method

• Additional verification may be required in some cases

7. Fraud Prevention & Verification

To protect both our customers and our business, all orders are subject to verification checks.

In certain situations, we may request additional information to confirm the legitimacy of a transaction. This may cause a temporary delay in order processing.

8. Contact Information

If you have any questions regarding payments, please contact us:

XT & Co

Ave. Santuario de Valverde 11, Madrid 28049, Spain

Email: info@xtandco.com

Phone: +34  649 67 6802